Thank you for your interest in The Ballard Agency, Inc.’s website. I am J. David Ballard, the agency’s President and the second generation owner of my family-owned insurance agency. My agency is a successful small town business that prides itself in building strong personal relationships with our clients and has proudly served the Hillsborough, NC area since 1946.
One of the keys to our success is that we are an independent agency which gives us a choice of insurance companies to meet your needs. As your agent, we are your link to the company and their link to you. Success for us is building a relationship of trust and understanding between you and our companies.
Just as important is the quality of the insurance companies we represent. Our largest insurance company is Erie Insurance Group, who is an excellent company, very competitively priced, with an innovative product line, and a philosophy of being above all in service that is engrained in every aspect of its operations. We also share Erie’s philosophy of providing quality service to our customers.
We believe strongly in actively supporting our community that has so graciously supported us. I have been an active volunteer with Hillsborough’s fire department for almost 40 years, which benefits my customers in loss prevention and loss reduction. In many cases the claims process for my insureds starts immediately when the fire department arrives on scene.
My staff and I hope you will consider us to fill your insurance needs and look forward to seeing you soon.
Posted: October 11, 2019What Is Guaranteed Replacement Cost? There are few things in life worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to the way it was before trouble struck. If you get guaranteed replacement cost coverage, that is unlikely to happen. Why? Because guaranteed replacement cost will pay for... Read Article
Posted: October 9, 2019Bat In Your House? Here’s How To Get It Out. You’re watching TV or making dinner when you hear the flapping of wings. Imagine your surprise when you discover it’s not a bird, but a bat that’s found its way into your home! Nobody likes uninvited guests. But compared to common pests like flies, ants, or mice, a flying bat circling above you is universally spooky. That’s because these winged creatures have developed a reputation as disease-carrying... Read Article
Posted: October 3, 20197 Tips For Developing Your Family’s Fire Escape Plan During a house fire, every second counts. That’s why it’s important for you and your family to be prepared. A recent study by the American Red Cross found that many homeowners are both overconfident and underprepared when it comes to fire safety. While 80% of those surveyed thought everyone in their house knows what to do if a fire breaks out, less than half had... Read Article