Thank you for your interest in The Ballard Agency, Inc.’s website. I am J. David Ballard, the agency’s President and the second generation owner of my family-owned insurance agency. My agency is a successful small town business that prides itself in building strong personal relationships with our clients and has proudly served the Hillsborough, NC area since 1946.
One of the keys to our success is that we are an independent agency which gives us a choice of insurance companies to meet your needs. As your agent, we are your link to the company and their link to you. Success for us is building a relationship of trust and understanding between you and our companies.
Just as important is the quality of the insurance companies we represent. Our largest insurance company is Erie Insurance Group, who is an excellent company, very competitively priced, with an innovative product line, and a philosophy of being above all in service that is engrained in every aspect of its operations. We also share Erie’s philosophy of providing quality service to our customers.
We believe strongly in actively supporting our community that has so graciously supported us. I have been an active volunteer with Hillsborough’s fire department for almost 40 years, which benefits my customers in loss prevention and loss reduction. In many cases the claims process for my insureds starts immediately when the fire department arrives on scene.
My staff and I hope you will consider us to fill your insurance needs and look forward to seeing you soon.
Posted: February 22, 2021Does Your Life Insurance Policy Offer This Surprising Benefit? Just six months after retiring from 32 years on the Richmond, Virginia, Fire Department, Len Archer got a devastating diagnosis from his doctor. He had pancreatic cancer, and he likely had only two to eight months to live. In an instant, Len, 56, and his wife, Paula, went from planning their retirement to preparing for what appeared to be the inevitable. At the urging of... Read Article
Posted: February 16, 2021How to Choose a Life Insurance Beneficiary Life insurance is important to protect your family’s financial future. Who you name as a beneficiary can be just as important as your initial decision to purchase life insurance. It’s a big job, which is why it’s important to choose the right person – someone who’s trustworthy and knows what matters most to you. Your local ERIE agent is here to help you determine the... Read Article
Posted: February 9, 202115 Common Questions About Life Insurance How much life insurance do I need, anyway? A number of factors – including your age, debts, monthly expenses, and the number of children – can influence how much life insurance you may need to comfortably plan for your future. A local insurance professional like an ERIE agent can give you a free quote based on your unique needs. As a general rule of thumb, the... Read Article